One of the biggest financial decisions you'll make - whether to buy a home or continue renting. By comparing the long-term impact of each option, you can see how buying versus renting affects your wealth and net worth over time.
It also lets you model shorter ownership timelines. If you plan to resell the home in a few years, you can assess whether buying still makes financial sense after accounting for transaction costs, appreciation, and ongoing expenses—or whether renting would be the better choice. With these insights, you can make a housing decision that aligns with both your lifestyle and financial goals.
Alex is a seasoned finance professional with over 15 years of experience in investment management and financial technology. He began his career as a financial advisor and later led large-scale budgeting and risk management initiatives at global consulting firms. He also brings extensive experience as both an investment analyst and a software engineer. Alex is a CFA® charterholder, Fellow of the Society of Actuaries (FSA), and Financial Risk Manager (FRM®).