Auto Loan or Lease Calculator

Use this calculator to check if auto loan or lease can save the cost of using a car and achieve better a financial outlook.

Car Finance clear
Purchase price
Trade-in car value
Sales tax
Loan
Lease
Downpayment ($)
Term (months)
Interest rate
Money factor
Cash back offer
Origination fees
Other fixed fees the unavoidable fees you must pay whether to use loan or pay with cash, such as title, registration, inspection, government, and dealer fees.
Residual value
Comparison Results
Loan
Lease
Amount
Up-front payment
Monthly payment
Total payment
Investment yield the expected return of investment when you invest extra cash
Present value of cost
The winner plan The better choice is the one with the lower present value of cost, it brings a better financial outlook in the long term. winner winner
All Cash Purchase
Present value of cost winner
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